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I’m a First-Time Buyer
Step-by-step guidance to help you prepare for your first home purchase.
Learn More →YOUR HOMEBUYING RESOURCE IN OH, TN, VA, WA, MN, CA & MA
Get Ready. Get Approved. Get Home.
Your guide to becoming mortgage-ready and buying with confidence. Explore practical tools, homebuyer education and financing resources built to help you take the next step.
Apply Now →Start your home loan application securely with CrossCountry Mortgage.Proudly helping homebuyers in:
Ohio OHTennessee TNVirginia VAWashington WAMinnesota MNCalifornia CAMassachusetts MAWHERE ARE YOU IN YOUR HOMEBUYING JOURNEY?
Find the Right Path for You
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I Need Help With My Down Payment
Explore programs and options that may help reduce upfront costs for eligible buyers.
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I Want to Improve My Credit
Understand mortgage credit factors and ways to strengthen your buying position.
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I’m Ready to Get Pre-Approved
Take the next step toward financing and a stronger homebuying plan.
Apply Now ↗FREE TOOL
How Much House Can You Afford?
Estimate a comfortable home price using your income, monthly debts, down payment and an estimated rate.
FEATURED PROGRAM
Make Your Offer Stronger with FastTrack
Ask about an underwriting review before you shop so you can move forward with greater confidence when you find the right home.
Learn About FastTrack →POPULAR GUIDES
Helpful Homebuying Resources
First-Time Homebuyer Guide
Understand the major steps from planning through closing.
Read Guide →Down Payment Assistance
Learn about assistance options that may be available to qualified buyers.
Read Guide →Credit & Homebuying
Learn how lenders evaluate credit and how to prepare before applying.
Read Guide →Self-Employed & 1099 Home Loans
Explore financing considerations for non-traditional income.
Read Guide →VA Loans
Learn about home loan benefits available to eligible veterans and service members.
Read Guide →TOOLS & RESOURCES
Calculators, Checklists & More
Use educational tools to prepare for your homebuying journey.
LOCAL RESOURCES
Explore Homebuyer Resources by State
Start with your state and build a homebuying plan around the programs and requirements that may apply to you.
POPULAR LOCAL GUIDES
Homebuying Resources by City
Explore city-focused preparation guides across the seven states we serve.
Ready to Take the Next Step?
Continue to the secure CrossCountry Mortgage application.